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Sunday, October 08, 2006

Of Banks and Bed Bugs...

Had a pretty sumptious dinner over at my in-laws place and the topics of the day were Banks and Bed Bugs ... ! General_

Banks
Apparently my father-in-law was told to place a large amount of his savings into a structured deposit account, and was not well advised of the risk and the fact that his savings would be locked up for 5 years. According to him, he was told that he could withdraw them after 2 years (unknown to him this was only the interest, if any was even earned at all!). We chided him for signing up for the account without properly understanding the T&Cs (the T&Cs were in English but he can only understand Chinese!). Yes, the interest is attractive but the cash will be locked up for 5 years. Since they are elderly folk, what if there suddenly was a need for emergency cash for medical fees?

We were furious with the bank for not properly advising their clients. After reading through the general T&Cs properly, it seems like there is a way out. Monday, wifey will be going down to the bank to see if the application can be voided/cancelled.

Bed Bugs
Next topic was bed bugs. There was a small infestation some months ago and a pest killer company was asked to do the job of extermination. However, it seems that they did not do a good job. We spent some time after dinner examining the bedroom and found numerous bed bugs still around!

The next hour was spent disposing of the king sized mattress and dismantling/disposing of the wooden bed. Today's tasks seems more "siong" than yesterday's volunteer work! Had a good scrub after I came home to make sure I didn't bring any "friends" back.

2 comments:

I, Cactus said...

Yucks! Cannot imagine looking for bed bugs after dinner.

Anyway some bugs can't be seen by our eyes.

My lecturer told us of a certain kind of minute bug that travels from one eye-brow to another which takes a whole day !

KooshKing said...

I have no idea how they got there. But apparently, once they are there, it is very difficult to get rid of them.

We basically threw away the mattress and wooden bed, which were less than a year old. Will get for them a replacement bed (metal frame) and a better mattress (probably with anti-bacteria, anti-mite, anti-bedbug etc.)

Now we're concerned if they had spread to the wardrobes and drawers/cabinets. Need to check thoroughly.